:root {
  --bg: #f3f5f7;
  --surface: #ffffff;
  --ink: #142033;
  --muted: #5d6b7c;
  --accent: #0b6e4f;
  --accent-2: #c45c26;
  --line: #d7dee7;
  --hero: #0e1a28;
  --radius: 14px;
  --shadow: 0 18px 40px rgba(20, 32, 51, 0.08);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Segoe UI", "IBM Plex Sans", system-ui, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.wrap { width: min(1120px, 92vw); margin: 0 auto; }

.topbar {
  background: var(--hero);
  color: #c9d4e0;
  font-size: .86rem;
}
.topbar .wrap {
  display: flex; justify-content: space-between; gap: 1rem;
  padding: .55rem 0; flex-wrap: wrap;
}
.topbar a { color: #fff; }

.header {
  position: sticky; top: 0; z-index: 40;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; padding: .85rem 0;
}
.brand { display: flex; align-items: center; gap: .7rem; font-weight: 800; }
.brand img { height: 36px; width: auto; }
.brand span { color: var(--muted); font-weight: 600; font-size: .9rem; }
.nav { display: flex; gap: 1.1rem; color: var(--muted); font-size: .95rem; }
.nav a:hover { color: var(--ink); }
.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff; border: 0; border-radius: 10px;
  padding: .75rem 1.05rem; font-weight: 700;
}
.btn:hover { filter: brightness(1.06); }
.btn-outline {
  background: transparent;
  border: 1px solid rgba(255,255,255,.35);
  color: #fff;
}
.btn-dark-outline {
  background: transparent;
  border: 1px solid var(--line);
  color: var(--ink);
}

.hero {
  background:
    linear-gradient(115deg, rgba(14,26,40,.94) 0%, rgba(14,26,40,.72) 48%, rgba(11,110,79,.35) 100%),
    radial-gradient(circle at 80% 20%, #1f3b57, #0e1a28 60%);
  color: #fff;
  padding: 4.5rem 0 3.5rem;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 2rem;
  align-items: end;
}
.badge {
  display: inline-block;
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 999px;
  padding: .35rem .75rem;
  color: #d7e8df;
  font-size: .82rem;
  margin-bottom: 1rem;
}
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); line-height: 1.1; margin: 0 0 1rem; }
.lead { color: #c9d4e0; max-width: 52ch; font-size: 1.08rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .7rem; margin-top: 1.4rem; }
.stats {
  display: grid; grid-template-columns: repeat(3,1fr); gap: .7rem; margin-top: 1.8rem;
}
.stat {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius);
  padding: .9rem 1rem;
}
.stat strong { display: block; font-size: 1.2rem; }
.stat span { color: #aebccc; font-size: .86rem; }

.section { padding: 3.2rem 0; }
.section h2 { margin: 0 0 .45rem; font-size: 1.7rem; }
.section .sub { color: var(--muted); margin: 0 0 1.4rem; max-width: 60ch; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.15rem;
  box-shadow: var(--shadow);
}
.card h3 { margin: 0 0 .4rem; font-size: 1.05rem; }
.card p { margin: 0; color: var(--muted); }
.card a.more { display: inline-block; margin-top: .8rem; color: var(--accent); font-weight: 700; }

.steps { counter-reset: step; }
.steps article::before {
  counter-increment: step;
  content: "0" counter(step);
  display: block;
  color: var(--accent-2);
  font-weight: 800;
  margin-bottom: .35rem;
}

.cta {
  background: linear-gradient(135deg, #123047, #0e1a28);
  color: #fff;
  border-radius: var(--radius);
  padding: 1.5rem;
  display: flex; justify-content: space-between; gap: 1rem; align-items: center;
}
.cta p { margin: .35rem 0 0; color: #b7c5d3; }

.landing { padding: 2.4rem 0 3rem; }
.breadcrumb { color: var(--muted); font-size: .9rem; }
.breadcrumb a { color: var(--accent); }
.seo-links { display: flex; flex-wrap: wrap; gap: .6rem .9rem; margin-top: 1.2rem; }
.seo-links a {
  color: var(--accent);
  border-bottom: 1px solid rgba(11,110,79,.35);
}

.faq details {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: .85rem 1rem;
  margin-bottom: .65rem;
}
.faq summary { cursor: pointer; font-weight: 700; }
.faq p { margin: .55rem 0 0; color: var(--muted); }

footer {
  background: #0b121c;
  color: #9eacbd;
  padding: 2.2rem 0;
  font-size: .93rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 1.2rem;
}
footer h4 { color: #fff; margin: 0 0 .6rem; }
footer a:hover { color: #fff; }
.legal { margin-top: 1.2rem; padding-top: 1rem; border-top: 1px solid #243246; }
address { font-style: normal; }

@media (max-width: 900px) {
  .nav { display: none; }
  .hero-grid, .grid-3, .grid-2, .footer-grid, .stats, .cta { grid-template-columns: 1fr; display: grid; }
  .cta { align-items: flex-start; }
}